Plan Details FAQs Exclusions

You’ve already given your family everything over the years. Here’s an opportunity to help make sure they aren’t left with the burden of final expenses once you’re gone.

There's no termination age. No medical exam. And your premium is waived if you are ever confined to a nursing home. Plus, a "living benefit" feature allows you to collect benefits when you might need them the most – during a terminal illness.

It’s complete hassle-free protection, and it’s only for active or retired union members and their families.

• Choose your level of protection – benefits paying from $5,000 to $25,000, you select the amount of protection you want to purchase.
• Pays in addition to any other benefits you may have – because employer-sponsored retirement plans rarely provide the protection you need.
• Coverage without re-application or underwriting. You’ll never have to fill-out another form or answer any questions as long as you keep the policy.
• No medical exams are required. The application process is made simple.
• Premiums are waived if you become terminally ill or nursing home confined.
• Pays benefits for loss of life by accident or illness, anywhere in the world.
• Your benefits will not reduce until age 80 in order to keep coverage affordable. But the reduced coverage stays in force even if you live to be over 100.
• Spouse or domestic partner are also eligible to apply.
• No-cost living benefits – Receive up to 50% payout of your life insurance benefit if you suffer a terminal illness. This allows you to get up to 50% of your benefit money when you need it the most. (And this benefit is available to you until 80 years of age.)

Learn more

Choose 1 of 3 options for applying:

• Complete a secure online application. It's easy, safe and fast!
• Click here to download an application form.
  Print it, fill it out and mail it in!
  (It’s an AdobeAcrobat file, get a free reader by clicking here).
  
  
• Request an application via mail:
• By calling 1-800-393-0864
• By completing an online request form

Questions? Call1-800-393-0864.

Wondering what is not covered by this insurance program? Read exclusions here.

Underwritten by: Hartford Life and Accident Insurance Company, Simsbury, CT 06089

Form SRP-1153 A (HLA)(1661)